Services

Your All-Inclusive Italian Home Experience

From property advice and negotiation to legal and due diligence, we handle the entire process.
Our UK and Italian teams coordinate the entire process on your behalf. We work closely with local professionals to make sure every document, signature, and payment is handled correctly and securely, so you can enjoy your new home without the headache.
You don’t pay the Italian estate agency thanks to our agreements. Instead you pay Capitalio at the same agency fee (typically 3–5%).
Moreover, whenever we negotiate a lower purchase price than advertised or initially offered, we apply a success fee only on the savings achieved, and always agreed with you in advance.
In short, we only earn more when you save more: our interests are fully aligned with yours.
Crucially, before you sign the Compromesso (preliminary contract), our Italian solicitor reviews the contract to help reduce risk and protect your deposit.

Important: Don’t forget to register with Capitalio before reaching out to any Italian agent directly: it’s the only way to make sure you don’t pay any extra fee. Minimum purchase price: £250,000+

The Flow

1) Find Your Property & Call Us

• Found your dream Italian home or spotted one you like in our Portfolio?

• Book a strategy call, we’re sure you deserve it.

2) Engage & Authorise

• Sign our Engagement Letter and complete KYC/AML (where required).

• From this point, Capitalio acts as your buyer-side advisor and point of coordination.

3) (Optional) Legal & Tax Advisory Intro

• If needed, we introduce vetted Italian legal/tax professionals and align the process with your chosen lawyer/accountant.

4) Negotiation

• This is where your biggest savings happen. We negotiate directly with the Italian agent or seller to achieve the best possible price and terms.

5) Technical & Legal Due Diligence (No Surprises)

• We coordinate trusted professionals to carefully verify the property’s title, documentation, and overall compliance before you move forward.

• Every detail, from ownership records and planning conformity to the tax documents required on your side, is reviewed and cross-checked to ensure a smooth, risk-free transaction.

6) Fees Confirmed

• You don’t pay the Italian agent, you pay Capitalio at the same standard rate. If we obtain a lower price, success fee applies only on proven savings.

7) Preliminary Agreement (Compromesso)

• Before you sign the Compromesso, our Italian solicitor reviews the preliminary contract (deposit terms, conditions, deadlines, penalties).

• Parties sign: ~10% deposit paid to the seller/notary
Capitalio agency-equivalent fee is invoiced here.

8) Final Purchase at Notary

• Sign the final deed: pay the balance plus notary fees and taxes as required by Italian law. Any success fee (if due) is invoiced at completion.

• Where possible, we help structure the final balance to be paid to the notary (rather than directly to the seller): a more UK-friendly, traceable approach that is not the standard practice in Italy and is agreed case-by-case with the appointed professionals.

9) Post-Completion Setup

• If requested, we introduce trusted partners for practical next steps after completion (insurance, property management and local services).

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What’s Included

Dedicated senior advisor + weekly checkpoint (clear ownership and cadence).
Non-binding review of up to 5 listings you send us (fit, location, red flags, price sanity check).
Shortlist + viewing plan: we help structure viewings and decision checkpoints.
Price negotiation with agents/sellers conducted by Capitalio on your behalf.
Document Pack Request (we tell you exactly what to request from the agent/seller, and we follow up where needed)
Due diligence management (planning/building, cadastral, compliance and risk flags).
Compromesso legal review: the preliminary contract is reviewed by our Italian solicitor before you sign, so you proceed with clear risk visibility and stronger protections.
Process Roadmap: a clear overview of the typical steps from offer to completion, so you always know what happens next.
Introductions to vetted professionals (notary, lawyer, surveyor/technician, accountant) in Italy and the UK (where applicable).
Insurance set-up referrals and post-purchase next steps (optional).
Single point of contact (UK & Italy teams).

What’s Not Included

All third-party fees are paid directly by the client (notary, taxes, surveyors/technicians, legal advice, translations, certificates, insurance).
The purchase price paid to the seller, taxes, notary fees, and any government/authority charges.
Specialist inspections and reports beyond scope unless agreed (structural/engineering, invasive checks, environmental tests).
Insurance premiums and ongoing running costs of the property (utilities, taxes, condominium charges, etc.).

A) Legal Structure

The Legal Structure chosen for your Italian property purchase can affect tax outcomes in both the UK and Italy especially in cases of inheritance or asset protection.

We coordinate with your advisors and introduce trusted professionals to ensure the structure supports your objectives on both sides of the transaction.

B) Commissions

Our commission mirrors the standard fee charged by Italian estate agents, typically between 3% and 5%. It is paid in full, via your UK solicitor, at the time of signing the preliminary contract.

The full amount is paid in a single transfer to the Capitalio solicitor at the time of signing the preliminary contract

No other commission is due in either Italy or the UK

C) Deposit

The deposit, known as the Compromesso, is paid to secure the agreement with the seller and confirm your commitment to purchase

The amount is agreed between the parties and typically is 10%

Capitalio does not receive or hold this deposit. It is transferred directly to the seller via the agreed Legal Structure

D) Notary Costs

In Italy, the notary is a public official appointed by the state and is the only figure legally authorised to finalise a property sale

You appoint and pay the notary directly. Their duty is to formalise the transaction and protect your legal interests

In addition to their fee, notaries also collect standard taxes due to the Italian government as part of the process (STLT)

E) Final Payment

The remaining balance is paid at the final signing, directly to the seller, in the presence of the notary

With the Legal Structure set up through Capitalio, the transfer is secure, traceable, and fully valid from the UK

This allows you to complete the transaction without needing to travel to Italy, if preferred

F) Setting Up Utilities

We assist with setting up electricity, water, gas, internet, council registration, and other local services

We can also introduce you to insurance specialists and help with building insurance through leading Italian insurers with whom we have dedicated agreements

G) Post-Purchase Property Management

Once your purchase is complete, you have the option to entrust your property to one of our group companies for short-term rental management (Serviced Accommodation)

We offer a complete solution that includes listing setup, guest communication, professional cleaning, and income optimization, ideal for generating returns while keeping your property fully managed

H) Inheritance Tax

By purchasing through the Legal Structure recommended by our professionals, you can legally eliminate the 40% inheritance tax normally applied to foreign assets.

This approach ensures tax efficiency and smooth succession planning for your heirs.

I) Reduced SDLT

Due to continuous increases in UK tax and pressure on landlords, buying assets in Italy is a strategic move for investors

Reduced Stamp Duty if you sell
No Italian SDLT (Imposta di Registro)