Fee

Our Fee? Zero.

  • Thanks to our agreements with local estate agents, you don’t pay them anything. Instead, you pay us directly, at the exact same rate
  • If the agency fee is 4%, you pay 4%. If it’s 5%, you pay 5%. Either way, you get full support from a UK-based team, with no extra cost.
    Important: If you contact the local Italian agent directly, we won’t be able to represent you afterward: please help us avoid you double commission issues
  • Estate agency fees in Italy can seem higher as a percentage but because property prices are often lower than in the UK, the total cost remains very reasonable 

What’s Included

  • Property identification based on your specific goals and preferences, including full information about the property, the local area, and actual market values in the surrounding region
  • UK based Legal Structure setup tailored to your needs, designed to optimise tax and cost efficiency across the UK and Italy. Recognised by both governments, it enables secure transactions and offers future resale advantages
  • We suggest trusted multi-currency banking solutions (capitalio never holds client funds)
  • Direct communication with the managers or owners handling the sale
  • Assistance obtaining your Italian tax code (Codice Fiscale): legal requirement for purchasing property in Italy
  • Verification of all property documents and legal ownership titles
  • Connection with vetted professionals, even for services not directly related to the purchase
  • Post-completion support (utilities, council tax, insurance, and more)
  • Language assistance throughout the process
  • Bilingual documentation (Italian and English) for clarity at every step

What’s Not Included

  • Anything not explicitly listed under “What’s Included”
  • Administrative charges required by Italian authorities (e.g. tax code registration, utility activation fees)
  • Property-related costs, just as in the UK: the price paid to the seller, notary fees, and property taxes owed to the Italian government
  • Insurance premiums

Save 22% VAT under certain conditions

UK businesses can reclaim the UK VAT under certain conditions, the process involves specific requirements and deadlines

Italian estate agents charge 22% VAT on top of their commission. If you’re buying from the UK, that VAT is treated as a local Italian service and it cannot be reclaimed.
With Capitalio, you pay the commission in the UK, where it’s treated as a UK-based service and subject to 20% UK VAT, which is reclaimable for most VAT-registered UK businesses.

Example for a €500,000 property with a 4% commission:

  • Traditional Italian agency: €20,000 + 22% VAT = €24,400 (VAT typically non-reclaimable)
  • Capitalio: €20,000 + 20% UK VAT = €24,000 – £4,000 VAT can usually be reclaimed by your UK company (if VAT-registered)

*Commission details Example

The appointment for the sale with our real estate agency and our real
estate agents is formalized with a written agreement or, without any
document, with the utilization of the services shown in our service
brochure, in our real estate expose and relevant conditions. The
brokerage fee (commission) is to be paid by the buyer in the amount of
4.00 % + VAT on the purchase/sale price. The commission shall mature
and become due at the sales agreement between the seller and the
purchaser (sale proposal signed by the promissee purchaser and duly
accepted by the promissory seller).